When to Refinance a Home Mortgage
Choosing to refinance is a big decision. Our experienced Loan Specialists are standing by to help. Get answers with mortgage advice you can trust. Call today 1-877-654-7163.
Lower Your Payment
We have several ways to lower your monthly payment, including HARP (The Home Affordable Refinance Program), which could lower your monthly interest rate and your monthly payment. HARP guidelines have been expanded, so you may now qualify, even if you didn’t in the past.
Refinance your home and get cash to pay for college, home improvements, consolidating debt, and much more. Find out what refinancing options may be right for your cash out needs.
Switch to a Fixed Rate
Get the stability of the same principal and interest monthly payments. If your Adjustable Rate Mortgage is set to adjust or the payments are too high, it might be time to look at a fixed rate. Find out if home refinancing makes sense for you.
Refinance Mortgage Programs
Which refinance option is right for you? See comparison chart
Fixed Rate Mortgage View details
The most stable and straightforward loan to refinance your home
- No principal or interest rate change
- Variety of discount points and rates
- Pick a popular term (10,15,20,25,30) or choose your own term (e.g., 17 years)
Adjustable Rate Mortgage View details
Adjust to a lower initial rate.
- Great rates
- Typically lower initial monthly payments
- 3/1, 5/1, 7/1 adjustable rate terms
Jumbo Loans View details
Get a flexible loan for a larger amount.
- Competitive rates
- 10, 15, 20, 25, 30 year fixed rate term
- 3/1, 5/1, 7/1 adjustable rate term option
Refinancing Home Mortgage Rates
|About these rates|
Use our calculators to help you find answers to some common questions about home mortgage refinancing.
See how the rate adjustment can affect your monthly payment.
Find out how long it will take after you refinance your home to break even.
These calculators are provided only as tools to help you plan and prepare for buying or refinancing a home. Their results do not represent financial or investment advice. We do not guarantee their accuracy or that they will apply to your individual circumstances. Your actual costs and fees may vary.
Consult a qualified financial professional before making important personal finance decisions.
The Refinancing Process
Refinancing a home is a big decision. Let us help you understand how it all works. From applying for your loan to the closing process, we give it to you straight.
- What are the steps?
- Who does what in the refinancing process?
- What do lenders look for?
How the loan process works
Our experienced Loan Specialists are licensed in most states and are ready to walk you through the refinancing process. Call now: 1-877-654-7163. see hours of operation.