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Reasons to Refinance

Lower Your Payment

Refinance and your monthly payment could drop, which could mean interest payment savings over the life of the loan. Check today's rates or use the Custom Rate Calculator to see how much you could lower your payments.

Cash Out

Refinance and get cash to pay for college, home improvements, consolidating debt, and much more. Find out what loan programs may be right for your cash out needs.

Switch to a Fixed Rate

Get the stability of the same principal and interest monthly payments. If your Adjustable Rate Mortgage is set to adjust or the payments are too high, it might be time to look at a fixed rate. Find out if refinancing makes sense for you.

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Refinance Mortgage Programs

Which loan program is right for you? See comparison chart

Fixed Rate Mortgage View Details »

The most stable and straightforward loan to refinance your home.

  • No principal or interest rate change
  • Variety of discount points and rates
  • Pick a popular term (10, 15, 20, 25, 30) or choose your own term (e.g. 17 years)
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Adjustable Rate Mortgage View Details »

Adjust to a lower initial rate.

  • Great rates
  • Typically lower initial monthly payments
  • 3/1, 5/1, 7/1 adjustable rate terms
Get Started »

Jumbo Loans View Details »

Get a flexible loan for a larger amount loan.

  • Competitive rates
  • 10, 15, 20, 25, 30 year fixed rate term
  • 3/1, 5/1, 7/1 adjustable rate terms
Get Started »

Refinancing Mortgage Rates

Today's Rates

About These Rates

Get a custom rate

Use our simple Custom Rate Calculator to get an instant rate quote.

Refinance Calculators

Use our calculators to help you find answers to some common questions about refinancing.

Adjustable Rate Mortgage Calculator

See how the rate adjustment can affect your monthly payment.

Refinance Breakeven Calculator

Find out how long it will take after you refinance to break even.

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The Refinance Process

Refinancing a home is a big decision. Let us help you understand how it all works. From applying for your loan to the closing process, we give it to you straight.

  • What are the steps
  • Who does what
  • What documents do I need
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Our experienced Loan Specialists are licensed in your state and are ready to walk you through the loan process. Call now: 1-877-654-7163, see hours of operation.

How the loan process works

  1. 1
    Get Ready
  2. 2
  3. 3
    Get Approved
  4. 4

Get Ready

Learn more about the loan process »


  • Complete your loan application

Learn more about the loan process »

Get Approved

  • Initial review
  • Underwriting
  • Approval decision

Learn more about the loan process »


  • Settlement costs & payments
  • Sign your papers

Learn more about the loan process »


Custom Rate Quote

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Which loan is right for me?

Take our short quiz to determine the right loan option and get started.


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